Last updated: July 2026
These Terms of Use ("Terms") govern your access to and use of the MortgageReadyCheck website and its tools (the "Service"). By using the Service, you agree to these Terms. If you do not agree, please do not use the Service.
The Service provides free, general educational tools and information about mortgage readiness. MortgageReadyCheck is not a lender, mortgage broker, bank, or financial, legal, or tax adviser. Scores, action plans, and calculator outputs are estimates for informational purposes only and are not an offer, quote, pre-qualification, pre-approval, credit decision, or a guarantee of credit, rates, or terms. See our Disclaimer for details. Always consult a licensed professional before making financial decisions.
You must be at least 18 years old and able to form a binding contract to use the Service. You agree to provide accurate information and to use the Service only for lawful, personal, non-commercial purposes.
You agree not to misuse the Service, including by attempting to disrupt or gain unauthorized access to it, submitting false or someone else's personal information, scraping or overloading it, or using it in violation of any applicable law. We use automated protections against spam and abuse and may limit or block access to protect the Service.
If you choose to unlock your results, you may provide personal information such as your name, email, and optional phone number, along with your quiz answers. Your use of the Service and any information you submit are also governed by our Privacy Policy. You are responsible for the accuracy of what you submit, and you confirm you have the right to share it.
The Service and its content, design, and branding are owned by MortgageReadyCheck and protected by applicable laws. You may use the Service for your own personal, non-commercial use; you may not copy, redistribute, or create derivative works without permission.
The Service may link to third-party websites for your convenience and education. We do not control or endorse those sites and are not responsible for their content, products, or practices. Some outbound links may be affiliate or sponsored links, meaning we may earn a commission at no additional cost to you. Accessing third-party sites is at your own risk and subject to their terms.
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. We do not warrant that any result, estimate, or piece of information is accurate, complete, current, or suitable for your situation.
To the fullest extent permitted by law, MortgageReadyCheck and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of, or reliance on, the Service, its results, or linked resources. Where liability cannot be excluded, it is limited to the maximum extent permitted by law.
We may update the Service or these Terms at any time. Changes are effective when posted, and your continued use of the Service means you accept the updated Terms.
These Terms are governed by the laws of the jurisdiction in which the Service operator is established, without regard to conflict-of-law principles. (Update this section with your specific governing state/country before launch.)
Questions about these Terms? Email admin@mortgagereadycheck.com.